The Buy Now Pay Later that lifts order value, not risk
Average order value up to 30% higher, instant payout for you: Daevon carries the credit risk, with approval through real-time AI scoring.
Pay in 3 installments Abandoned carts are costly
Conversions drop when the total scares the customer's wallet. Here's what installment payments remove from your checkout.
Full amount too high upfront
68% of shoppers abandon an order when the total strains their monthly budget. Splitting it into interest-free installments removes that barrier and lifts completion rates.
Traditional financing is too slow
Payslips, paperwork, days of waiting: traditional financing can't keep up with digital commerce. Your customers expect an answer in milliseconds, not two weeks.
Complex checkout and high drop-off
One extra step at checkout costs you 10% more abandonment. To work, BNPL has to stay inside your checkout, not redirect customers elsewhere.
How installment payments reach your checkout
No hidden steps: scoring, approval, and payout run automatically in sequence, from the customer's click to the funds in your account.
Checkout selection
At online checkout or in-store POS, the customer picks installment payment just like any other method.
AI credit scoring
In under a second, the algorithm cross-checks Open Banking and credit bureaus to assess the customer's creditworthiness.
Instant approval
Once approved, the customer picks their preferred plan: 3 or 4 interest-free payments, or up to 24 months.
Instant payout
The full sale amount lands in your account right away. Installments and collections stay fully on Daevon.
What changes for your business
More conversions, less risk, less operational work: every Buy Now Pay Later feature from Daevon is built for that.
Real-time AI credit scoring
No documents to upload: the customer is assessed in milliseconds by predictive algorithms analyzing hundreds of datapoints via Open Banking.
Credit bureau integration
For higher amounts, scoring is combined with an instant check against Crif and Experian, without losing response speed.
Customer onboarding in 30 seconds
No payslips, no paperwork, no waiting: just a few essential details and an experience built mobile-first.
BNPL for businesses too (B2B)
Business customers can defer payment too, with invoice financing and dedicated B2B scoring. Limits are configurable by industry.
Debt collection included and managed
You've already collected the full amount at the time of order: reminders and collection on unpaid installments stay our problem, not yours.
Cross-border coverage across Europe
Thanks to PSD2 harmonization and multi-country Open Banking compliance, installment payments work with customers across Europe with no extra setup.
Installments at checkout via API, no redirects
Zero credit risk, instant payout: BNPL is a Daevon service, not a third party's. Behind the scenes, AI credit scoring assesses the customer and responds in under a second. Integration runs via RESTful API or WooCommerce and Magento plugins.
- Split payment: the customer pays in 3 or 4 interest-free installments, you get paid in full right away
- Extended plan: up to 24 months for higher amounts, with a tailored schedule
- White label: no third-party logos, the experience stays 100% your brand
- Omnichannel: the same installment payment online, in-app, and at Smart POS in-store
With Daevon installment payments, average order value rises 25-30% and cart abandonment drops 40%. Merchants who've integrated it confirm it.
curl -X POST "https://api.daevon.eu/v1/orders" \ -H "Authorization: Bearer sk_test_..." \ -H "Content-Type: application/json" \ -d '{ "amount": 149.90, "currency": "EUR", "payment_method": "bnpl", "psp": "daevon", "items": [ { "name": "Sneakers", "price": 149.90, "quantity": 1 } ] }'
Payment approved
• 3 installments of €49.96 +35% average order value for a fashion e-commerce with Daevon BNPL
Made in Italy fashion e-commerce
Premium fashion marketplace featuring over 200 Italian brands
Solution
Interest-free installments (3 or 4) built right into checkout via the Daevon API: real-time AI scoring with Open Banking approves the customer, the merchant gets 100% paid instantly.
Result
In 48 hours of integration, average order value climbed 35%, cart abandonment fell to 41%, and returns dropped 18%, with zero default risk for the merchant.
Every Online Payment, Protected and Compliant
Your customers' data stays protected on every online payment, with enterprise-grade security standards compliant with European regulations.
PCI DSS Level 1
Highest certification level for card data protection
PSD2 Compliant
European Payment Services Directive compliant
GDPR Ready
EU data centers, DPA included, end-to-end encryption
ACN Cybersecurity
Conformità alle linee guida dell'Agenzia per la Cybersicurezza Nazionale
Real numbers, real clients
Hotel La Magione
Charming accommodation for exclusive stays
The Solution
With Daevon Buy Now Pay Later built into the booking flow, guests split the cost of their stay into 3 interest-free installments.
The Result
Direct bookings climbed sharply, average booking value rose, and cancellations dropped off a cliff.
Hotel Alcide
Historic hotel for business and leisure stays in Poggibonsi
The Solution
With Daevon BNPL live on the website and Smart POS on-site, payment stays smooth and secure both online and at check-out.
The Result
The customer base got younger, loyalty rose, and spending on extras (restaurant, spa) grew because the initial budget stayed intact.
More sales, zero credit worries
Instant payout for you, zero credit risk, sales on the rise: that's what happens when you add Buy Now Pay Later to your checkout.
Chiara
Daevon Support