B2B transfers land in 10 seconds, not days
Funds credited in under 10 seconds, 24/7/365, with transfer costs cut by up to 80% and reconciliation that happens on its own. Behind the scenes, the A2A API routes every payment over SEPA Instant, no card networks, no intermediaries.
What you get
Predictable costs, no surprises on the invoice
Up to 80% lower costs: the A2A API runs on SEPA Instant directly, with no correspondent banks in the chain.
Cash available in under 10 seconds
24/7/365, holidays included: with Daevon A2A, the transfer lands in under 10 seconds.
Every transfer matches itself
A unique reference on every transfer, plus multi-tenant virtual IBANs, means matching to an invoice or order happens automatically.
Daevon's A2A lineup, line by line
A2A SEPA Instant Transfer
Funds credited in under 10 seconds, 24/7 including holidays, up to €100,000 per transaction: B2B transfers on the SEPA Instant network.
Multi-tenant Virtual IBANs
Every entity, project, or client gets its own virtual IBAN: automatic reconciliation, no need to open multiple physical accounts.
Automatic Reconciliation
Invoice, order, or project: every transfer carries a unique reference and your ERP updates itself via webhook.
Intra-group Cash Pooling
Liquidity moved between group companies in seconds, with a real-time dashboard, configurable limits, and CFO-ready reporting.
A direct line between bank accounts, no middlemen
Trigger, track, and reconcile B2B transfers in real time with a single API. Account-to-Account (A2A) moves funds straight from account to account, with no card networks or intermediaries in between.
- SEPA Instant B2B: funds credited in under 10 seconds, around the clock, every day.
- Multi-tenant virtual IBANs: every entity or client gets its own dedicated IBAN.
- End-to-end reference: invoices and orders match to the transfer with no manual work.
- Intra-group cash pooling: liquidity moves between your companies in seconds.
- Zero chargebacks: once confirmed, there's no way to reverse the transfer.
- High limits: every transaction covers up to €100,000.
Everything your treasury needs, in one API
SEPA Instant B2B
On any SEPA Instant-enabled bank, funds land in under 10 seconds, 24/7/365, holidays included.
Multi-tenant virtual IBANs
A dedicated virtual IBAN for every entity or client, with automatic reconciliation and zero extra physical accounts.
End-to-end reference
An invoice number or order ID as a configurable reference on every transfer. Your ERP matches it automatically.
Zero chargebacks
Once authorized, a SEPA Instant transfer can't be disputed or reversed, it's irrevocable.
Intra-group cash pooling
Funds move between group companies in seconds, fewer overdrafts, better returns on your liquidity.
RESTful API with webhooks
Full documentation, a free sandbox, and real-time webhooks: integration ready in 2-5 business days.
SCT or SCT Inst? Pick the right rail for every payment
SCT and SCT Inst serve different needs. For non-urgent payments, standard SCT stays the cost-effective choice. For treasury and urgent payments, SCT Inst credits funds 24/7, instantly. With Daevon, you run both from a single API.
Standard SEPA Transfer
Low cost, settled the next business day: standard SCT is fine for suppliers on 30/60/90-day terms, payroll, and taxes.
A2A Instant (SEPA Instant)
Funds credited in under 10 seconds, 24/7/365, €100,000 limit, irrevocable: SCT Inst is the pick for urgent cash pooling, critical suppliers, and marketplace payouts.
Optimal Hybrid Strategy
A2A Instant for urgent needs, standard SCT for scheduled payments: the most efficient combination, with automatic routing from a single Daevon API.
Pick the right rail for every payment: Daevon runs standard SEPA transfers and A2A Instant transfers from the same API.
Contact a Daevon expertEvery transfer is compliant by design
No card data, no banking credentials to share: every A2A transfer follows the SEPA Instant standard (SCT Inst) and meets GDPR requirements.
SEPA Instant SCT Inst
EPC standard for instant transfers
Irrevocable
Zero chargebacks by design
PSD2 Compliant
Authorized operator in the EU
GDPR Ready
No sensitive card data
A2A transfers for your platform's merchants, run by you
Marketplaces, B2B SaaS platforms, and aggregators use the same API to run instant account-to-account transfers on behalf of their merchants or clients, with a single integration. Not just for your own treasury.
Who's already running on Daevon's A2A transfers
Corporate groups & Cash pooling
Instant transfers between group companies to centralize liquidity, fewer overdrafts, better returns.
B2B supplier payments
Suppliers paid in seconds, with a unique invoice reference and reconciliation that takes care of itself.
Marketplace & Platform payouts
A dedicated virtual IBAN per merchant, with payouts sent to every seller on your platform instantly.
B2B SaaS & Recurring billing
B2B subscriptions collected via A2A transfer, without the chargeback risk that comes with cards.
Less waiting, more liquidity: move funds in seconds
See how Daevon's A2A API transforms B2B treasury for your business.
Frequently asked questions about A2A transfers
Trova risposte alle domande più frequenti
Chiara
Daevon Support